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US embassy urges retiree expats to consider affairs after death

PHUKET: The US Embassy in Bangkok has issued an advisory for Americans living in Thailand as retirees, calling for US nationals to give special consideration to what happens to their effects in event of death.

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By The Phuket News

Friday 15 February 2019, 04:26PM


Getting your affairs in order can let you get what you want even after death, advises the US Embassy. Photo: Mike Labrum / Unsplash

Getting your affairs in order can let you get what you want even after death, advises the US Embassy. Photo: Mike Labrum / Unsplash

The notice, titled “Why You Should Have a Will”, was issued by the embassy today (Feb 15).

“You are retired and content, living alongside tens of thousands of US citizens who call Thailand home. Have you given thought to the last piece of the puzzle: having your final wishes carried out?” asks the missive.

“Every year, the US Embassy in Bangkok, and the US Consulate in Chiang Mai, assist hundreds of bereaved families whose US citizen relatives pass away in Thailand. We have seen the peace of mind that comes from them knowing what their loved ones wanted – and the hardship that comes from confusion and lack of preparation,” the notice explains.

“Below, we share hard-earned lessons to help you care for your heirs and have your wishes met. Above all, this means writing a will and ensuring someone knows you have one,” the notice adds.

The advisory is as follows:

Notifying Loved Ones – Help Us Help You

When we learn of a US citizen’s passing, we endeavor to find the next of kin and help them work with Thai authorities on next steps like cremation or burial. Though Thai law governs this process, Thai police and hospital representatives frequently rely on the US Embassy or US Consulate for confirmation and to relay instructions from the next of kin.

Sometimes US citizens do not have close family members who can serve as legal next of kin. Your will should clearly designate who you wish to act on your behalf, so we can make sure your wishes are followed quickly. The emergency contact you designate on passport renewals or in your STEP registration (click here) should also have this information.

Do You Want to be Cremated, Buried, or Sent Home to the United States?

When you pass away, do you wish to be cremated, or buried? In Thailand or in the United States? Or elsewhere? Who will pay for the funeral arrangements?

In our experience, decisions on funeral arrangements are among the most difficult, emotionally fraught, and frustrating for friends and family. Death overseas adds another layer of complexity. Frequently, the deceased’s remains are held in a hospital morgue in Thailand pending directions from the next of kin or the decision maker designated in the will. This individual may be asked to pay storage fees, or costs associated with final medical care, before their loved one’s remains are released. They must then arrange for cremation or burial, and it gets more complex (and expensive) as they contemplate repatriating the remains to the United States. (The US Embassy and US Consulate can provide information and help to coordinate with local hospitals and police, but has no funds to assist with funeral arrangements or repatriation of remains.)

You can help your family or other designee by indicating your wishes and setting aside sufficient funds to cover any necessary arrangements. Most importantly, make sure they can access those funds by providing them with a power of attorney.

Who Will Inherit Your Assets in Thailand and in the United States?

Thai and US probate processes are separate and are governed by the laws in each country; your will should address both.

Are you separated or estranged, but not divorced? Do you have a long-time boyfriend or girlfriend, but aren’t married? Do you have multiple children, or numerous siblings? Are you the last living relative?

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If you die without a clear primary next of kin, there can be long delays in the settlement of your estate. Worse still, your intended beneficiaries may find they have no recourse if Thai or US law points to a different next of kin and you have not indicated your wishes in a will. And remember, a Thai partner in a “common law” marriage with a US citizen is not recognised by the United States as next of kin – unless he or she is specified in the will.

Do They Know What You Have?

It is also very important you make a detailed list of your possessions and how you want them to be disbursed. While we have found the probate process in Thailand is typically sufficient to safeguard real property (land, condos, houses, etc.), it can be very difficult to account for other items between the time of death and notification of next of kin. This includes bank book information, cash and jewelry, and objects of sentimental value.

The US Embassy and US Consulate can serve as provisional conservators for your estate if your loved ones are not in Thailand, but we are limited in our ability to immediately secure your possessions. Thai authorities can and frequently do assist at our request, but the surest way you can guarantee your loved ones receive what you bequeath to them is to spell it out in a will. You may wish to have the will translated into Thai and share it with Thai friends, as well.

Who Will Ensure Your Will is Recovered?

Once you have a will, have a strategy for making it known. Thai officials, the US Embassy or US Consulate, and loved ones must all make consequential decisions immediately after a US citizen passes away. Even when we make contact with friends or family members, they frequently do not know if the deceased US citizen had a will.

Make sure your will is stored in a safe, secure, and readily accessible location – such as filed with a law office – and that friends and family, especially the designated administrator, know where it is. You should give them an electronic copy and ensure they know to contact the US Embassy.

Time Now to Sit Back and Enjoy

Thailand has long been a welcoming and gracious host to US citizen retirees. We at the US Embassy and US Consulate are committed to serving your community and helping you to enjoy your well-earned retirement. We hope that you will take the time to ensure your final wishes are articulated and your loved ones are cared for afterwards. Peace of mind, after all, is the goal of the Third Chapter in Life.


The notice adds:

This article was drafted by the American Citizen Services unit of the US Embassy in Bangkok, part of an advice column for US citizens permanently living in Thailand.

For more information that could assist you in planning for your family’s future, please visit "US Citizen Services / Death of a US Citizen" (click here.)

US citizens resident in Thailand are subject to Thai law, including for issues related to bereavement. The US Embassy cannot assist in drafting or witnessing a will. This is not professional legal advice. People may wish to consider contacting a legal service provider. (See US Embassy list of legal service providers, click here.)

 Stay on top of the latest news and current events with the US Embassy homepage (click here), which includes links to homepages of other US government agencies.

 

 

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