According to GHB President Kamonpop Veerapala, with the marriage equality law coming into effect on Jan 23, individuals of all gender identities now have the right to register their marriage equally under the law, reports the Bangkok Post.
To celebrate the month of love, he said GHB aims to support LGBTQ+ couples in achieving housing stability by allowing them to apply for joint loans across all GHB mortgage products. This applies to both salaried employees and self-employed individuals.
LGBTQ+ couples can also apply for a loan under the ‘GHB Home for You 2025’ programme, which offers competitive interest rates.
For salaried employees whose companies have a payroll deduction loan programme with GHB (a welfare loan), the interest rate is 2.30% per year for the first year and an average of 2.90% for the first three years.
For both company employees and self-employed individuals under the same programme, the first-year interest rate is 3.50% per year, with an average rate of 4.10% over the first three years.
Mr Kamonpop said as a state-owned financial institution with the mission ‘Helping Thai People Own Homes’, GHB is committed to supporting all forms of love by providing LGBTQ+ couples with housing stability.
LGBTQ+ couples, whether salaried employees or self-employed individuals, can apply for joint home loans for any GHB mortgage product with no minimum income requirement.
The primary and co-borrowers must co-own the property, and applicants must be between 20 and 70 years old.
For example, a B1 million loan would result in monthly instalments of just B3,200, he said.
GHB’s low-interest loan programme is open for applications from now until Mar 31, with approval and contract signing required by Apr 30.